Invest in asset-backed products!

Earn 9% returns from low-risk products. Withdraw your investment anytime.

Regulated by RBI and SEBI

GrowFix is building products that are

Low-Risk (Asset-backed products, like gold in gold loans)
Bankruptcy Remote
Not related to market ups and downs
Decent Returns (Not very high but enough to beat FD, Liquid Funds)

Introducing GrowFix Gold

Better Returns

Earn 9% Interest per year


Underlying asset of >1.5x Gold Collateral

Withdraw anytime

Get your money back in 48 hrs. No exit load

Quick Process

No KYC headache. You just need to have a demat account

Check out Risk Management inFAQ section to understand more about risks

This is how the product works

  • We cherry-pick gold loans from NBFC, and form a pool of that.
  • You can invest in that pool of gold loans.
  • You earn when loan repayment happens.
  • In case borrowers do not repay, gold will be liquidated, and you still earn.
Typical Gross NPA of Gold Loan is ~1.5% Net NPA is ~0%

Featured In

How GrowFix Gold fares with other low-risk products in the market

Fixed DepositGrowFix GoldLiquid Mutual Funds
Interest rate5% - 6%9%4% - 6%
Risk levelNoLowLow
Guaranteed ReturnsYesNoNo
Exit load / Additional chargesYesNoYes
TaxationAs per Income SlabAs per Income SlabAs per income slab (<3 yrs)

GrowFix is backed by marquee angel investors

Vaibhav Domkundwar

Lead investor of Better Capital

Govind Rajan

ex-CEO, Freecharge & Airtel Payments Bank

Ganesh Rao

Co-founder, Suryoday Small Finance Bank

Amit Choudhary

ex-Partner Motilal Oswal Private Equity

Sumit Maniyar

CEO, Rupeek


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Intrigued? Want to understand in detail?