Invest in asset-backed products!
Earn 9% returns from low-risk products. Withdraw your investment anytime.
Regulated by RBI and SEBI
GrowFix is building products that are
Low-Risk (Asset-backed products, like gold in gold loans)
Bankruptcy Remote
Not related to market ups and downs
Decent Returns (Not very high but enough to beat FD, Liquid Funds)
Introducing GrowFix Gold
Better Returns
Earn 9% Interest per year
Low-Risk
Underlying asset of >1.5x Gold Collateral
Withdraw anytime
Get your money back in 48 hrs. No exit load
Quick Process
No KYC headache. You just need to have a demat account
Check out Risk Management inFAQ section to understand more about risks
This is how the product works
- We cherry-pick gold loans from NBFC, and form a pool of that.
- You can invest in that pool of gold loans.
- You earn when loan repayment happens.
- In case borrowers do not repay, gold will be liquidated, and you still earn.
Typical Gross NPA of Gold Loan is ~1.5%
Net NPA is ~0%
Featured In
How GrowFix Gold fares with other low-risk products in the market
| Fixed Deposit | GrowFix Gold | Liquid Mutual Funds | |
|---|---|---|---|
| Interest rate | 5% - 6% | 9% | 4% - 6% |
| Risk level | No | Low | Low |
| Guaranteed Returns | Yes | No | No |
| Exit load / Additional charges | Yes | No | Yes |
| Taxation | As per Income Slab | As per Income Slab | As per income slab (<3 yrs) |
GrowFix is backed by marquee angel investors
Vaibhav Domkundwar
Lead investor of Better Capital
Govind Rajan
ex-CEO, Freecharge & Airtel Payments Bank
Ganesh Rao
Co-founder, Suryoday Small Finance Bank
Amit Choudhary
ex-Partner Motilal Oswal Private Equity
Sumit Maniyar
CEO, Rupeek
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